:root{
  --navy: #0F2A4A;
  --navy-deep: #081A30;
  --gold: #B8912F;
  --gold-light: #D8B863;
  --cream: #FBF8F2;
  --ink: #1C2B3A;
  --ink-soft: #4A5A6A;
  --line: #E3DCC9;
  --white: #FFFFFF;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family: Georgia, 'Times New Roman', serif;
  background:var(--cream);
  color:var(--ink);
  line-height:1.6;
  font-size:18px;
}
h1,h2,h3{
  font-family: Georgia, 'Times New Roman', serif;
  color:var(--navy);
  margin:0 0 .5em 0;
  font-weight:700;
}
p{margin:0 0 1.1em 0;}
a{color:var(--navy);}
.sans{font-family:'Segoe UI', Arial, Helvetica, sans-serif;}
.container{max-width:820px;margin:0 auto;padding:0 24px;}

header{
  background:var(--navy-deep);
  color:var(--cream);
  padding:16px 0;
  border-bottom:3px solid var(--gold);
}
header .header-inner{
  max-width:1080px;margin:0 auto;padding:0 24px;
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;
}
.brand{font-size:1.3rem;font-weight:700;color:var(--white);letter-spacing:.3px;text-decoration:none;}
.brand span{color:var(--gold-light);}
.header-phone{
  font-family:'Segoe UI', Arial, sans-serif;
  font-size:1.15rem;font-weight:700;color:var(--gold-light);
  text-decoration:none;white-space:nowrap;
}

.breadcrumb{
  font-family:'Segoe UI', Arial, sans-serif;
  font-size:.85rem;color:var(--ink-soft);
  padding:18px 0 0 0;
}
.breadcrumb a{color:var(--navy);text-decoration:none;}
.breadcrumb a:hover{text-decoration:underline;}

.article-header{padding:20px 0 10px 0;}
.eyebrow{
  font-family:'Segoe UI', Arial, sans-serif;
  text-transform:uppercase;letter-spacing:1.5px;font-size:.78rem;
  color:var(--gold);font-weight:700;margin-bottom:12px;
}
.article-header h1{font-size:2rem;line-height:1.25;margin-bottom:10px;}
.article-meta{
  font-family:'Segoe UI', Arial, sans-serif;
  font-size:.85rem;color:var(--ink-soft);margin-bottom:28px;
}

article{padding-bottom:20px;}
article h2{font-size:1.4rem;margin-top:1.6em;}
article ul, article ol{padding-left:1.3em;margin:0 0 1.1em 0;}
article li{margin-bottom:.5em;}
article strong{color:var(--navy);}

.pull-note{
  background:var(--white);
  border-left:4px solid var(--gold);
  padding:16px 20px;
  margin:1.6em 0;
  font-family:'Segoe UI', Arial, sans-serif;
  font-size:.95rem;
  color:var(--ink-soft);
}

.cta-box{
  background:var(--navy);
  color:var(--cream);
  border-radius:6px;
  padding:32px;
  text-align:center;
  margin:44px 0;
}
.cta-box h3{color:var(--white);font-size:1.3rem;margin-bottom:8px;}
.cta-box p{color:#DCE4EC;font-family:'Segoe UI', Arial, sans-serif;font-size:.95rem;max-width:480px;margin:0 auto 20px auto;}
.cta-box a.btn-gold{
  font-family:'Segoe UI', Arial, sans-serif;font-weight:700;
  background:var(--gold);color:var(--navy-deep);
  padding:14px 28px;border-radius:4px;text-decoration:none;display:inline-block;font-size:1rem;
}
.cta-box a.btn-gold:hover{background:var(--gold-light);}

.related{padding:20px 0 40px 0;border-top:1px solid var(--line);margin-top:20px;}
.related h3{font-family:'Segoe UI', Arial, sans-serif;font-size:1rem;text-transform:uppercase;letter-spacing:1px;color:var(--gold);margin-bottom:14px;}
.related ul{list-style:none;padding:0;margin:0;}
.related li{margin-bottom:10px;}
.related a{font-family:'Segoe UI', Arial, sans-serif;text-decoration:none;font-weight:600;}
.related a:hover{text-decoration:underline;}

/* Blog index */
.blog-hero{background:linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);color:var(--cream);padding:48px 0 40px 0;}
.blog-hero h1{color:var(--white);font-size:2.1rem;margin-bottom:10px;}
.blog-hero p{color:#DCE4EC;font-family:'Segoe UI', Arial, sans-serif;max-width:600px;}
.post-list{padding:40px 0 60px 0;}
.post-card{
  background:var(--white);
  border:1.5px solid var(--line);
  border-radius:6px;
  padding:26px 28px;
  margin-bottom:22px;
}
.post-card .post-eyebrow{font-family:'Segoe UI', Arial, sans-serif;font-size:.78rem;text-transform:uppercase;letter-spacing:1px;color:var(--gold);font-weight:700;margin-bottom:8px;}
.post-card h2{font-size:1.25rem;margin-bottom:8px;}
.post-card h2 a{text-decoration:none;}
.post-card h2 a:hover{text-decoration:underline;}
.post-card p{font-family:'Segoe UI', Arial, sans-serif;font-size:.95rem;color:var(--ink-soft);margin-bottom:10px;}
.post-card .read-more{font-family:'Segoe UI', Arial, sans-serif;font-size:.9rem;font-weight:700;text-decoration:none;}

footer{
  background:var(--navy-deep);
  color:#9FB0C0;
  padding:36px 0 28px 0;
  font-family:'Segoe UI', Arial, sans-serif;
  font-size:.8rem;
}
footer .footer-inner{max-width:1080px;margin:0 auto;padding:0 24px;}
footer .footer-top{
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;
  padding-bottom:20px;margin-bottom:20px;
  border-bottom:1px solid rgba(255,255,255,0.12);
}
footer .footer-brand{color:var(--gold-light);font-weight:700;font-size:.95rem;}
footer p{margin:0 0 10px 0;line-height:1.6;}
footer .disclaimer{max-width:900px;}
footer a{color:#9FB0C0;}

@media (max-width:640px){
  body{font-size:16.5px;}
  .article-header h1{font-size:1.6rem;}
  .blog-hero h1{font-size:1.7rem;}
}